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Self Managed Super Fund (SMSF)

Specialised in providing tailored financing solutions for Self-Managed Super Funds (SMSFs), enabling savvy investors to unlock the potential
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Take Control of Your Super with Expert Guidance

A Self-Managed Super Fund (SMSF) is a type of superannuation fund in Australia that allows individuals to manage their own retirement savings.

Unlike retail or industry super funds, where a third party manages the investment and compliance aspects, an SMSF gives members more control over their investment decisions and strategies.

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Complete Control

You decide how your super is invested, whether in property, shares, or other approved assets.

Customised Strategy

Tailor your investment approach to align with your financial goals and risk tolerance.

Tax Advantages

Benefit from lower tax rates on earnings, like traditional super funds.

Flexibility

Access a wider range of investment options, including assets not typically available through retail or industry super funds.

Key features of an SMSF include:

  • Control and Flexibility: SMSF members have the power to choose and manage their investments, including property, stocks, bonds, and other assets.
  • Tax Benefits: SMSFs benefit from concessional tax rates on earnings, which can be lower than the personal income tax rate, making it an attractive vehicle for retirement savings.
  • Investment Options: Members can diversify their portfolio by investing in a wide range of assets, including direct property, collectibles, and alternative investments.
  • Compliance Responsibility: Members are responsible for ensuring the fund complies with superannuation laws. This includes preparing annual accounts, managing contributions, and completing an annual audit.
  • Contribution Limits: There are limits on contributions to an SMSF, including caps on concessional (before-tax) and non-concessional (after-tax) contributions, which members need to adhere to for tax advantages.
  • Retirement Income: Upon reaching retirement age, SMSF members can draw down their benefits as income streams or lump sums, which can be tax-effective depending on the member’s age and circumstances.

SMSFs can be a great option for those seeking greater control over their superannuation and have the knowledge and resources to manage it effectively. However, they also require significant responsibility and diligence to ensure compliance with regulations.

Let Us Simplify Self Managed Super Fund

At Elevate Property & Finance Advisory, we specialise in providing tailored financing solutions for Self-Managed Super Funds (SMSFs), enabling savvy investors to unlock the potential of their retirement savings. Our comprehensive service not only offers SMSF loans but also collaborates with our trusted partners to assist you in establishing your SMSF effectively.

Contact us today to learn more about SMSF assistance and funding options and discover how we can help you achieve your financial goals.

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